Serving Clients throughout the Greater San Antonio Region
Office Hours: Monday–Friday 9 a.m.–5 p.m. Weekends Available by Appointment Only
Member: Rotary International San Antonio Chamber of Commerce Association of the United States Army (AUSA)
Business Insurance Great Coverage, Great Price
TYPES OF BUSINESS INSURANCE OFFERED
General Liability and Business Property This type of insurance combines general liability and business property insurance for your business. General Liability and Business Property insurance is a way for small businesses to purchase a combination of coverages at a reasonable price. This insurance covers certain losses resulting from property damage, suspended operations and liability resulting from bodily injury or property damage to others. A General Liability and Business Property Policy is generally available for businesses with up to $ 3 million in revenue and is designed to meet the insurance needs of most small businesses.
Workers' Compensation This type of insurance covers employees against job-related injuries and illnesses, as well as certain medical expenses, lost income, and rehabilitation expenses. This type of insurance covers employees against job-related injuries and illnesses, as well as certain medical expenses, lost income, and rehabilitation expenses. It also pays a death benefit to heirs of an employee who dies from a job-related injury or illness. This insurance is usually required by every state although the requirements vary by state.
Commercial Auto This type of insurance covers certain legal liability resulting from bodily injury or property damage caused by the vehicles used in your business. This type of insurance covers certain legal liability resulting from bodily injury or property damage caused by the vehicles used in your business. Coverage can extend to vehicles that are leased, rented, or borrowed. You can also insure your commercial vehicles against physical damage from hail, fire, and other risks.
Umbrella This type of insurance supplements your existing General Liability and Business Property and Commercial Auto policies to cover certain catastrophic liability claims. This type of insurance supplements your existing General Liability and Business Property and Commercial Auto policies to cover certain catastrophic liability claims. This means that if losses exceed the limits of your general liability coverage under your General Liability and Business Property or Commercial Auto policies, an Umbrella policy may cover the remainder, up to a specified limit. Although the coverage provided under Umbrella policies vary, these policies generally cover a variety of business liability risks.
There are even more insurance products available. Call a Bluebonnet Independent Insurance agent at 1-888-883-4121 for information on other types of coverage and to help you choose the right one.
